Are You Covered Against Flood?
— Get a Flood Insurance Quote —
Do You Need Flood Insurance?
Flooding isn’t covered under homeowners’ insurance policies. Unfortunately, while you may assume that flood insurance may be purchased as an endorsement of your homeowners’ policy, that isn’t the case. Standalone flood insurance must be purchased from an insurance company associated with the National Flood Insurance Program (NFIP). This partnership is between the private insurance industry and the Federal Emergency Management Agency (FEMA).
The structure of your Florida home and your belongings within it can both be protected under flood insurance. If you live in a community that takes part in the National Flood Insurance Program, you can purchase flood insurance. This program is made up of 19,000 communities across the country. Specific flood plan management methods must be adhered to for communities to belong to this program.
Call us today at 561.935.3336 to ensure you’re covered against flood. Our agents have years of experience, and will be able to assist you in selecting a flood insurance policy that fits your needs.
Should You Get Flood Insurance in Florida?
Residents of areas in Florida that aren’t at high risk for flooding may still benefit from buying flood insurance. FEMA statistics state that a quarter of the nation’s total flood insurance claims are from low-to-moderate flood risk areas. Storms, hurricanes, snow, drain problems, and other issues can lead to severe flooding even if you live far from any bodies of water.
If you live in a National Flood Insurance Program (NFIP) area in Florida, flood insurance is worth your consideration. For homebuyers moving to high flood risk areas, it’s required to have flood insurance to get a federally backed mortgage.
Call (561) 935-3336 to speak with a representative now, or fill in the form on top of the page, to request an insurance quote today.
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If you have any questions or comments regarding our services, please don't hesitate to contact us using this form. If you prefer you can give us a call now at 561.935.3336.